Recommended Insurance for Food Trucks

food service insurance Colorado policy

Food trucks are everywhere these days and the market is far from being saturated, so if you are planning to start a food truck business, here are the recommended food service insurance Colorado policies that you should get for your business:

  • Vehicle insurance – you will need insurance for the vehicle from which you will be operating your business from. The best choice is a comprehensive commercial auto insurance that will provide liability coverage for while your vehicle is on the road as well as for any type of collision. If you will use a food trailer (a trailer towed by a vehicle), you will need an additional endorsement on your commercial policy;
  • Business insurance – you will also need separate insurance coverage for your business. The range of the recommended insurance policies include a commercial property insurance to protect the contents of your truck, such as the appliances, the computer system and the food; a general commercial liability insurance for situations such as a customer becoming ill after having consumed food that you prepared. If you have employees, you will also need a workers compensation insurance to cover for lost wages and medical bills in case your employees get injured at work.

Originally Posted on: Recommended Insurance for Food Trucks

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